With the Supreme Court ruling the Patient Protection
and Affordable Care Act also known as Obamacare is back in the public eye. The
attention has focused on the individual mandate to buy healthcare insurance, or
should we now say the tax on those who choose not to buy health insurance. This
of course has been the most controversial, and in many ways the most important
element of the act. This brings us closer to the ideal that many of us hold of
universal health coverage. I for one don't particularly like the specific
mechanism here which is to require individuals to bear the burden of their
insurance. I believe that universal coverage is a responsibility of society as
a whole. Every society has a responsibility to care, to the best of its
ability, for its sick, its poor, it's
old, and it’s young.
Society's responsibility does not negate
individual's responsibility for their own health. Society’s responsibility is
to give individuals the tools for self-care and access to care. But as the old
adage goes, you can lead a horse to water, but you can't make it drink.
Individuals are responsible for drinking. All the time we make decisions with
health ramifications. Do we smoke, do we wear a motorcycle helmet when riding, do
we drive or walk, do we drink soda pop, eat trans fats or too much meat? Do we
eat our vegetable, exercise regularly, have close friends, relax, and do things
that have meaning in our lives?
Should buying broccoli be mandatory? Many of those who
argue against the individual mandate, we can now call it the uninsured tax, have
claimed that if this is legal it would be legal to mandate that people buy
broccoli. Of course the absurdity of this claim is that of all the things a
government might do, progressive or reactionary, making its citizens buy
broccoli would be close to the last thing they would ever do. I am probably one
of the few people who think this would be a rather good idea.
Let me explain, I am for individual health choice, I
believe strongly that people should be able to decide whether to eat broccoli,
or drink high fructose corn syrup out of a liter bottle. I don't believe that
individuals should be required to have broccoli in the refrigerator at all
times. But I do believe that when individuals are making the choice between
broccoli and high fructose corn syrup, incentives matter. Incentives are among
the tools society gives individuals for making our choices. We presently incentivize
corn, that is to say, farmers are subsidized to grow it. Now I have nothing
against a good corn tortilla, or some fresh polenta, but I would gladly pay a
bit more for those treats, and a bit less for my broccoli.
Cost is one form of incentive, information is
another potentially important form. Most of what we hear about food comes from
the food industry itself. Even the information we get from the USDA is heavily influenced
by the food industry. I wonder if perhaps there is just a little bias in that
information. It's only when we can fully and fairly know and understand the
potential health benefits and health risks in our choices that we can make truly
free choices.
I would support agricultural subsidies shifting from
corn to garden vegetables such as broccoli. This of course raises the risk that
industry would find a way to extract sugar from broccoli stems, and feed
broccoli to cattle. I think we’re a long way off from that. But more
importantly, I believe that there is an important public health responsibility,
for more, more accessible and more accurate nutritional information, and for
limits to be placed on the corporate promotion of products that are health
hazards. I'm not overlooking the difficult challenges in getting solid science
around nutritional information. In fact the debate about what is solid
scientific information should be a central part of a healthy democracy.
Regrettably in the area of democracy like the area of health, we are short on
the tools needed for us to take individual responsibility.
Getting back to the Patient Protection and Affordable Care Act, it strikes me that it suffers from very little in the way of tools for
health self care responsibility. Nonetheless, one way in which the act allows for insurance
companies to incentivize self responsibility, is excluding tobacco use from its
list of pre-existing conditions. What this means is that an insurance company
can charge more to a smoker than a non-smoker. Of course if you're concerned about
mandatory broccoli, and if requiring people to pay more for insurance if they
smoke is legal, why not require people to pay more for insurance if they don't eat
broccoli. Ironically, financial incentives are more likely to be
successful among those who have money than among those who don't. Smoking is
ironically more common among those who don't have more money.
Another step that Obamacare takes towards
improving health care choices is its research initiative. This initiative provides
funds for what is called patient centered outcome research, and is basically an
attempt to look at health outcomes of various clinical interventions. This
research has the potential to be translated into tools to help patients choose
among a variety of health care options. If it does this that would be phenomenal.
Unfortunately it is only a potential. It could lead to mandate certain standards of care.
While standards are useful, I don't believe that one standard applied to all
individuals health needs, and standards that prevent experimentation and
exploration have the potential to do more harm than good.
The political joke in the opposition to Obamacare
is that many things in the program were borrowed from Republican policymakers,
only to be later oppose those same policymakers. Individual mandates? Great
idea, thanks Mittens. Well I'm going to do it again, I'm going to borrow couple
ideas put forth by my good friend Newt
Gingrich. Cut straight from the cloth of his “plan to save lives and save money”:
- Reward health and wellness by giving health plans, employers, Medicare, and Medicaid more latitude to design benefits to encourage, incentivize, and reward healthy behaviors.
- Invest in research for health solutions that are urgent national priorities. Medical breakthroughs–ones that prevent or cure disease rather than treating its symptoms–are a critical part of the solution to long-term budget challenges. More brain science research, for example, could lead to Alzheimer’s Disease cures and treatments that could save the federal government over $20 trillion over the next forty years
When it comes to cost, Obamacare is
at best a Band-Aid on a hemorrhage. If we could really implement these two
ideas from Mr. Gingrich we might be able to make a real dent the cost of
health. The other cost care challenges are to remove the profiteering of the
insurance and pharmaceutical industries, and to move away from a fee for
service system.
1 comment:
I love this post. I live in Massachusetts and "Romneycare" on the whole has worked out reasonably well. The number of uninsured people really did drop and this led to a decrease in the amount of times hospitals had to dip into the charity care state funded pool. Romney is now distancing himself from this but I think it was the best thing he did while in office.
I would also love to see the federal government stop subsidizing the things the wreck our health. Subsidizing corn farming doubtless seemed like a good idea at the time but now enough time has passed for us to see the unintended consequences of that action- high fructose corn syrup. Perhaps if broccoli were subsidized Monsanto would figure out a way to turn it into junk food too. But let's give it a try.
Personally I'd like to see subsidies for bitty little farmers. I pay more to be a locavore and eat from the bitty little farms of New England. But it would help the health of the nation if being a small plot farmer was a more assured way to make a living.
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